Sapling's Mission

“As humanity transitions from the industrial age to the informational age, our old institutions are decaying. In this overton window we have a once in a lifetime opportunity to build new, better, fairer institutions.”

Anon (via Greenpilled, How Crypto Can Regenerate the World by Kevin Owocki)

Sapling is a purpose-led organisation. We exist to help SMEs to grow by getting access to credit and to do this we're recreating the old community-based banking system using crypto. As missions go it's obvious, but it makes perfect sense.

Sapling is an open-source, decentralized, unsecured lending platform enabling anyone (individual, institution, community, syndicate, family, or group of friends) to provide credit to SME borrowers without running a full-stack banking operation. Our goal is to build the most simple and secure lending Web3 platform in the Ethereum ecosystem, owned by the Sapling community, and focused on returning SME lending to a relationship-based business founded on trust.

Sapling is the next step in the evolution of uncollateralized lending on the blockchain, with a mission to bring SME lending fully on-chain, making it cheaper and more efficient for all parties. We believe in closing the SME financing gap by democratising the lending process from lender to the end borrower and using the unique characteristics of blockchain technology to build an ecosystem founded on verifiable trust.

By building a lending infrastructure that puts money into the hands of SMEs who so badly need it, we create a platform that allows SMEs to improve productivity, improve the livelihoods of the people who run them, those who work for them, and everyone who relies on the products or services they provide.